Your privacy is important to us. We understand that in seeking information on bad debt personal loans or other financial product or service you are entrusting us with your personal financial information. Bad Debt Personal Loans was created with consumer protection as a primary goal, and under no circumstances will we sell or share your personal information except as authorized by you or as required by law. This Privacy Policy describes how we use personal information that you submit to us, how that information is protected, and what safeguards are available to you if you believe that your privacy has been violated or your personal information misappropriated.
1. Who We Are: Bad Debt Personal Loans is a third party verification service dedicated to protecting consumers from fraud and privacy violations. We provide a secure platform for these businesses to manage and oversee the collection and transfer of consumer information. Bad Debt Personal Loans verifies information submitted through its system by individual consumers seeking information on financial products and services from the businesses that provide them.
2. Information We Collect: Depending on the type of products or services you are inquiring about, you may need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information. Bad Debt Personal Loans will never request or collect data on subject areas including medical/health conditions; racial or ethnic origin. We will not sell or share any personal information about you or with any other third party except as authorized by you, to financial product and service providers who are network members in the Bad Debt Personal Loans system for the purpose of providing the product or service you are requesting, or as may be required by law.
Bad Debt Personal Loans' technology also tracks aggregate information about how our system is being used, including anonymous user information, the number of visitors to our system sites, dates and times of visits and unique IP identifiers of the computers that communicate with our system.
3. How Your Information is Used: When you make an inquiry about a loan or other product through our website by entering your personal information and clicking on the "Submit" button, you are authorizing Bad Debt Personal Loans to share your inquiry and your personal information with other businesses who participate in the Bad Debt Personal Loans system who provide financial products or services that match your inquiry. Financial institutions and other loan services who subscribe to our system compete for the opportunity to provide financial products and services that matches your inquiry. By submitting your information to us, you are also authorizing these businesses to contact you directly by e-mail and telephone with information about financial products or services they offer that match your inquiry.
. Although Bad Debt Personal Loans strongly encourages the members of its network and the lead buyers and sellers who participate in the Bad Debt Personal Loans system to adopt responsible approaches to online marketing, Bad Debt Personal Loans is not responsible for the information practices of these businesses or their partners. The collection, use, and disclosure of information by these business and their partners who may have access to your personal information through our online marketplace are subject to their respective privacy policies, which may differ from the Bad Debt Personal Loans policy.
As part of the Bad Debt Personal Loans system of anti-fraud protection, we may also contact you directly to verify that you have submitted the information received through our website. By entering and submitting your personal contact information, including phone number and e-mail address to our website, you are authorizing Bad Debt Personal Loans, at its discretion, to contact you to confirm your identity and confirm that you are interested in seeking information about the financial products or services in your request. Bad Debt Personal Loans may contact you, either by phone or e-mail, to confirm that your information has not been submitted to our Web site fraudulently or in error.
4. How Our Privacy Policy is Monitored : Protecting your privacy and monitoring the integrity of the Bad Debt Personal Loans network against identity theft, fraud, spam and other illegal or nuisance activities are key objectives of Bad Debt Personal Loans. To this end we have designed several means of tracking your information once submitted and helping to ensure that it remains secure.
Bad Debt Personal Loans employs industry standard security measures to ensure the security of all personal data you submit directly to us. Any data that is stored on Bad Debt Personal Loans servers is treated as proprietary and confidential and is not available to the public. Bad Debt Personal Loans routinely evaluates its data security practices to identify security threats or opportunities for improvement. However, no transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under the control of Bad Debt Personal Loans to intercept or access transmissions or private communications unlawfully. While we strive to protect your personally identifiable information, Bad Debt Personal Loans cannot ensure or warrant the security of any information that you transmit to us.
In addition to our technical security measures, we may attempt to contact you directly to confirm that you are the person whose contact information was submitted and that you are actually interested in seeking information on the financial products and services identified in your inquiry. By submitting your contact information to the Bad Debt Personal Loans website, you are authorizing us to contact you, in our discretion, for this purpose. Before your information is submitted to our online marketplace and matched with a financial vendor, you may receive an e-mail or telephone call from a member of Bad Debt Personal Loans' staff to confirm your identity and interest in such a solicitation. If we discover that your information has been submitted to us fraudulently or in error, we will not forward your information to any third party and will retain your confidential information for identification purposes to prevent further abuse of your privacy. We will also take all enforcement action that we feel may be appropriate.
5. Changes to This Policy; Additional Information: If you have questions or concerns regarding this Privacy Policy, you should first contact Bad Debt Personal Loans by going to the "Contact Us" page at www.Baddebtpersonalloans.co.uk. Bad Debt Personal Loans may find it necessary or be legally obligated to update this Privacy Policy from time to time. When we do, we will post those changes on this page and update the effective date so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. Any changes will become effective upon posting, unless otherwise stated.
This Privacy Policy describes the standards to which Bad Debt Personal Loans adheres in handling information about consumers and their requests for information on loans and other financial products. However, Bad Debt Personal Loans is not responsible for the privacy policies and practices of the financial product and service providers who participate in its online marketplace and may contact you with their offerings once you submit your information.
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